HOMEOWNER

Our homeowner's policy will protect you from the top of your roof to the bottom of your foundation and everything inside. No one can predict if or when they will have a loss to their home or personal property, but making sure that you have adequate home coverage before you suffer a loss is extremely important. Our agency will advise the right coverage needed for your specific home. We offer various discounts, consult with one of our licensed agents for more detailed information to save you money.

HOMEOWNER’S INSURANCE

contains the following coverages:

Dwelling – Could you rebuild your home if you had a total loss? Make sure you have enough replacement cost coverage.
Personal Property- Do you have coverage on all your unattached personal property inside your home ? If you could pick your home up and turn it upside down and shake it, everything that would fall out of the house is considered personal property. (Don’t forget jewelry, watches, and furs)
Guest Medical – If a guest were accidentally injured while on your property, could you pay the medical bills?
Liability – If you are sued and found libel, could you pay the damages awarded by the jury including attorney’s fees?
Additional Living Expenses – Can you afford to pay to live somewhere else and pay your mortgage if you suffer a covered loss and your home was uninhabitable?

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PROPERTY DISCOUNTS

Our agency offers a variety of ways that you can save on your property insurance premiums. Here are a few discounts to consider:

Multi Policy
Protective Device
Fire Resistive
New/Renovated Property
Claim Free Discount
55 and retired